The 4 Benefits of Using an Airport Taxi Service

Taxis are known to be one of the safest and the most comfortable modes of transportation to reach your destination. They are one of the few transport services that can be customised according to your choice and help to move about from one place to the other. Several private companies have a fleet of taxis that are modernised according to the latest requirements. These private cabs are known to be extremely professional in their services where they reach the doorstep of their clients within minutes of making a booking.

Apart from helping you reach your destination within your city, they often have specialised services for airport pickup and drop. While you hire them to help you reach the airport on time, here are a few benefits of hire these taxis services rather than opting for any other mode of transport.

• Saves up on time – As the cabs are fitted with modern devices and technology, the driver can help you reach the airport in the fastest time possible using the shortest route. They are aware of the direction in the city, and GPS devices make it easier. You can simply inform them before hand with the details of your flight, and they would come over to help you board your flight on time.

• Lets you relax – If you opt to use your car to reach the airport and do not have a driver to help you, it is something that you need to worry about as your vehicle would be left with no one to take care of it. While the cab comes over to help you reach the airport, you do not have to worry about taking care of your car and thus helping you relax.

• Allows you to concentrate on other priorities – While you make arrangements to board a flight, you do not have to worry about making arrangements for transport to help you reach the airport. The moment you make a booking with their office, they would frequently send across reminders showing you their existence and thus would be arriving to help you reach your destination safely.

• Make you pay according to your convenience – Most taxi services have a fixed price that they charge for airport pickup or drop. There are a few who charge according to the distance covered. After you confirm on the payment procedures, you can either make payments online or can use your debit or credit cards to do so. It isn’t always necessary to pay for their services in cash.



Source by Natasha Unger Nandi

7 Scenarios Wherein a Car Insurance Claim Might Get Rejected

Car insurance is a mandatory investment as the law. Therefore, a large number of car owners opt to pay a premium for a car insurance policy to safeguard their cars against a possible collision. However despite this, a majority of their claims are rejected by companies. This is because people are unaware or rather ignorant to the intricacies related to car insurance. Therefore, a major chunk of car insurance claims are rejected. To stop this from happening, let’s go through a list of reasons where a car insurance claim might get rejected:

1. Intimating your insurer late or not at all: Please be informed that your claim is destined to be rejected if you fail to inform your insurance provider in the stipulated timeframe. On an average, you should update your insurance company within 48 to 72 hours from the time of accident or collision.

2. Driving under the influence of alcohol or any other drug: This one is a no-brainer but still most people are negligent about it. If you are driving when you have consumed alcohol not only are you breaking the law, but even your insurance company will refuse to cover in case of an accident.

3. If your car is being used for commercial purposes: If you have a private car and it is being used for any commercial use such as being used to carry goods or passengers than your car insurance provider can reject your claim. This is because there are different policies for Private car and commercial vehicle policies.

4. If you drive without a valid license: In case you or anyone driving your car is driving valid license and face an accident then your coverage becomes null and void. Therefore, ensure you renew your license on time.

5. Starting the repairs before inspection by insurer: When you intimate your insurer about the collision or accident, a surveyor will visit you to inspect the condition of the car and authenticate your claim. Without this inspection, the insurance company will be unable to trace the degree of the repairs and estimate the cost involved. Therefore, your claim is bound to be rejected.

6. Failing to transfer the policy from the previous owner: There is going to be some verification during the claim process. In case, the car insurance policy is not in your name then your insurer has the right to refuse your claim.

7. An Electrical or Mechanical Breakdown: In case your car is damaged without any external collision due to some electrical or mechanical breakdown then you are not covered by your car insurance policy. In this case, you will have to shell out some money from your own pocket.

Next time be more careful of all these reasons and ensure you make maximum utilization of your car insurance policy.



Source by Pranavi Jain

7 Specific Ways to Distribute Your Finances to Achieve Long Term Wealth

Ask the average person what money management means to them and the usual response will be along the lines of ‘Pay off all the Bills on time and try to save whatever is left over.’ – Not very inspiring nor sound like much fun huh? Here I outline a simple way to change the way you look at and treat money. An efficient and practical way to manage and monitor your finances and get out of debt, which is also fun and if done consistently…the long term rewards will be extraordinary.

Below are the 7 ways you should be distributing your money. – If you can, setup 7 separate Bank Accounts for each specific use, otherwise 7 Jars, Boxes or any feasible containers will work just as well to get you started. Be sure to do this on a regular basis which you must maintain i.e. Either daily,weekly or monthly.

1. Investments:

Allocate 10% of your money to be put aside solely for Investing. Only ever use these funds to purchase Investments. These investments should either generate you ongoing ‘residual income’ or capital appreciation/growth i.e. sell on for a profit. Once you gather enough funds/capital, purchase the respective investment and then start building up again until you have enough for the next one and keep repeating the cycle. This is by far your most important fund as it this that will ultimately work towards achieving your Financial freedom/Independence.

2. Long Term Savings:

5% of your money should be allocated for ‘one off’ purchases such as Cars, Clothes, Home Furnishings, Home Improvement, Home Entertainment. This should also be used for Vacations abroad/long getaways.

3. Long Term Expenses:

Another 5% should be allocated for any ongoing small Debt, usually Credit Cards or small Personal Loans.

4. Necessities:

These are your major living expenses and thus 55% will be allocated to this; Mortgage/Rent, Car Loan, Utility Bills, Food, Petrol/Travel Expenses, Subscriptions…you get the picture…

5: Education:

10% of your money is to be allocated to your continuous learning of Financial intelligence and Personal Development. This is very important as you can never stop learning and improving yourself. This would include; Books, DVD/CDs, Seminars, Workshops, required Travel and Accommodation expenses, Training Material and so on…

6: Fun:

This is another important fund. Life as you know is too short and if you don’t treat/reward yourself every now and again along the way, it can feel very laborious and get very boring. – 10% of your money goes here and at the end of every week/month/quarter you must blow the whole lot on a treat of your choice e.g. your favourite restaurant, the theatre, spa treatment. – You are only limited by your creativity…The idea being that you really enjoy yourself and acknowledge that you have put money aside specifically for this, and you don’t feel guilty about it!

7: Charity:

Wealth is to be shared, 5% goes towards giving back to those more needy. You can either make this a regular contribution or save and build towards a large donation to charities/causes of your choice. – The more you give back, the more you will receive…

Please don’t presume you need a lot of money to start doing this either, because you do not…You can start with very small amounts, the importance is making it a habit. Even starting with a small amount, the law of compounding will slowly grow it into something substantial. Teach this to your kids from an early age and just watch how quickly their financial intelligence will grow as well as their fortune!



Source by Anthony L Wong

Car Shopping Tip – Save On Fuel And Get $ 1000 From The Canadian Government

Here is a car shopping tip you do not see everyday. In March 2007 the Canadian Government announced in their budget that a rebate would be available for fuel efficient vehicles, referred to as the ecoAuto Rebate Program.

The idea is to reward those drivers who are trying to help with the environment by driving vehicles that are more fuel efficient. So here is a win / win car buying tip for anyone in the market for a new vehicle, drive a vehicle that is more fuel efficient and then get $ 1000 back for your new car purchase!

If you are in the market for a new car you can follow the link at the end of this article for a list of vehicles that are included under this program. Keep in mind that the 2008 model year vehicles have not been released as of yet, but keep visiting the site and in time the 2008 model year will be included.

The an outline of the ecoAuto Rebate Program is as follows:

The progam is applicable to anyone buying or leasing a vehicle after March 20, 2007 as long as the car you purchased is on the list.

Only cars bought or leased in Canada are eligible for the Program. If you purchased your car in the USA then you are not entitled to the rebate.

Individuals, businesses and organizations can apply under the EcoAuto Rebate Program, again as long as the vehicle bought or leased is on the list of eligible vehicles.

It's a pretty simple process however there is no indication as to how long it will take for you to receive your ecoAuto Rebate, understand however that this rebate comes directly from the Canadian Government it is not associated with the car dealership where you purchase or lease your new vehicle. You can get the forms from the Dealership where you initially purchased our vehicle or again follow the ecoAuto Rebate Program link below for all the information you need!



Source by Dennise Ryder

Benefits of Polishing and Waxing Your Car

Whether you have owned a car for many years or just bought a new model, it is practical to put in place a proper maintenance schedule. There are many things to consider in the process of maintenance. It is essential to keep on top of the mechanical maintenance to ensure the vehicle is kept running. However, you also want to invest time on the general appearance inside and out. Keeping the vehicle in top condition related on a variety of methods such as washing, polishing and waxing.

Let's take a look at the benefits of polishing and waxing your vehicle:

Polishing

A proper polishing session is a wonderful way to restore the paint. Polishing is practical for correcting a variety of issues, such as problems related to etching, water spots, swirl marks, scratches and stone chips. Applying polish to improve the appearance is only practical if the chips or scratches are surface marks. If the vehicle has deep penetrating marks, the process of applying polish on its own is not enough to restore the original look.

Once the polishing is complete, the vehicle will have a nice protective layer that lasts for quite a while. There will be fewer issues with dirt and grime because a clean, smooth surface is more difficult to stick to. This should mean it is a lot easier to keep the vehicle clean in the future.

Also, the polishing process should only take place when it is actually needed. It can include certain degrees of roughness which is needed to remove the minor signs of damage. If a vehicle is polished too often, there is a risk of compromising the all-round quality of the paint.

Waxing

Out of the two options, waxing is the least harsh cleaning method because it does not feature abrasive compounds that can affect the paint overtime. But, it is still useful to provide a great protective layer on the paint to minimize issues with scratches, chips, or general contaminants in the air. Plus, a regular waxing session is certain to leave the vehicle looking sparkling clean and makes the basic process of washing significantly easier. Even though waxing is a practical choice to minimize the surface marks and scratches, it is not a reliable option to restore the paint like a high-quality polish. Also, it is necessary to use the waxing method more often than polishing to help maintain the all-round appearance of the vehicle.



Source by Leo Eigenberg