Comparing Auto Insurance Prices Advice

It is scary how expensive car insurance can be these days! In order to get the best rate, it's important to shop around and compare prices from various insurance companies. Unfortunately, many of them do not make these comparisons easy on purpose because they do not want you to realize that you are paying too much for your insurance. The first thing you should do is contact your present insurance company to understand your existing policy. Make sure that it's what you think it is and request changes if you hear anything surprising. It's important to understand not only how much you are paying, but also what you are paying for: What is your deductible? How much coverage do you have for certain events like vandalism and an accident with an uninsured driver?

Once you understand your current policy, start calling around to check prices at other companies. It's important to request a quote on exactly the same coverage as you have now since you can not otherwise compare easily. Some companies will also allow you to request a quote via their website and this is something you can do without sitting on hold on the phone for long periods of time. Another option is to work with an auto insurance broker who has relationships with many insurance companies. They can understand your situation and get comparable quotes from a variety of providers in order to help you select the lowest one. This is a great choice if you do not have time to do the search for cheaper insurance yourself.



Source by Jim Tonkins

Ways to Terminate the Premature Car Leasing Deal

Most of the time renters want to terminate the lease in the middle of the term. Before thinking about it, one must know that it is a very difficult task. Renters never think about terminating the cheapest rental car deals that they get after making painful efforts. The idea to terminate the lease strikes in the minds of the renters instantly. Maybe, they do it because they get relocated to another city or face the financial constraints in paying the monthly rental fees. Whatever may be the reasons of termination but the renters will have the following option with them.

Return the hired car:

Returning the hire car is one of the ways for bringing the lease to an end before time. But, one will have to clear one’s rental car dues such as monthly payments, excesses and charges associated with the tears and wears of the vehicle. One will not be waived of the car rental penalties or excesses if chooses to return the hire car before the dealer. It may not be a befitting solution for the problem in case hirers are not able to pay the unpaid bills at a time.

Bring the term to an end by leasing another hire car:

Leasing another vehicle is the second option. Renters who think that the first option would not work well can try this option. But one must bear one thing in the mind that one can confront the situation leasing another vehicle. But all the outstanding of the first term will be transferred into the second leasing. The burden of payment may be doubled because you will have to pay the fees you are owed to pay and the fee of the new leasing also.

Buying the leasing:

Buying the lease may come heavy on the renters because the rate of the vehicle projected by the dealers is always higher than the market price of the vehicle. So there are off-chances to be profitable in this deal. If the estimated price of the dealer becomes lower than the market price of the vehicle, in that case, a customer may be profitable. But it happens rarely as car hire companies have a great expertise in estimating the true value of the vehicles.

Lease swapping

Renters uninterested in all the above three options may choose it. But, they will have to motivate another party to transfer the lease to his name. He will enjoy many benefits also. Once the process is ended, you will have to pay the outstanding fees. This process is called a lease swapping.



Source by Alissa Dukakis

Auto Repair Services – Get The Repair Work Done At The Right Auto Shop

Do You Put Any Special Effort To Take Care Of Your Car?

If you have a beautiful car, you should always keep track of the best auto repair shops in your area. In fact, you should have a list of the top auto repair shops and garages in your area so that you can give them a call during an emergency.

There are more than hundreds of garages and auto repair shops to give quick help to car owners who meet sudden car breakdown problems. Furthermore, they can also offer you with a huge range of services to get your car back in shape. In fact, there are many garages who also offer auto paint services.

Important Aspects To Consider When Looking For Best Auto Repair Services

Do The Necessary Homework

Currently, there are many garages and auto repair shops thriving in the market. However, if you want to get the best services then you should do a lot of homework to find a reputed auto shop in your area. Many garages claim that they can offer quality services at a pocket-friendly price. But, you should avoid selecting such shops because it means that they will compromise with quality.

Compare the rates of the various garages and auto shops. Remember, you should also check the certification before hiring the mechanics for the task. Inspect all the tools and equipment required for the repair job.

Experience

Before choosing an auto body shop, you should make sure that they have the right experience to work on all the makes and models of car. This will help you to know wherever you can get any benefits from the services of such shops.

Special Features Of The Auto Body Shops

Always look for an auto shop which offers the consumers with special benefits. There are some special shops which mainly specialize in accident repairs or other garages which specialize in auto paint services or mot testing. This is one of the most serious aspects to consider when looking for quality services for your vehicle.

The Final Tip

Remember, you should always keep your specific requirements in mind while looking for a garage or auto shop. Any auto shop can claim to have ASE certified professionals but you have to confirm wherever they have any certification or not. Comparison of various repair services is very essential. Keep all these excellent tips in mind to choose the best repair services for your vehicle.



Source by Robert Unatnas

The History of Automotive Repairs – Why We Need Trained Technicians in the Collision Repair Industry

Vehicle History Overview

  • They don’t make them like they used to.

The First Cars

  • The first motor cars were nothing more than a buggy and engine (Generally repaired by blacksmiths and carpenters. These cars were very expensive, which only the wealthy could afford)
  • Model T was the first car mass production on an assembly line in 1908 (Ford’s Vision was to produce an affordable car the average person could purchase)
  • Model T’s came in black only to keep the costs down. (The price came down once the assembly line was streamlined, but in 1908, the cost for a Model T started at $825. By 1913 the cost of the car reduced to $550)

Cars in the 1960s

Cars were made the same basic way up through the 60s

  • Body Over Frame
  • Rear Wheel Drive (Same concept, but the cars were very big, bulky, and heavy)

Except people in the 60s wanted SPEED! They achieved this with Big Block Motors, which created a lot of Horsepower. (The Birth of Hotrods, Rat Fink, Flames, and Pin Striping).

Cars in the 1970s

  • The government place strict fuel economy and emissions control laws
  • Customers demanded cars with increased fuel economy
  • New laws and customer demands started the automotive explosion of engineering ideas and changes in the automotive industry

Changes to comply with Demands and Laws

  • Smaller bodied cars and smaller engines
  • Aerodynamics (Increase Fuel Mileage)
  • Lighter cars by using different materials and designs
  • More work-hardened areas created during formation of panel (Body Lines)
  • Safety

Construction of Interstate Highways + Higher Speed Limits + More High Performance Cars = Accidents and More

Deaths from Auto Accidents

Federal Laws were passed to regulate safety. These laws included:

  • Installation of seatbelts
  • Safety glass windshields
  • Head restraints
  • In 1979, the first driver side airbag was introduced
  • Airbags are mandatory in motor cars produced after 1990
  • Unibody Torque Boxes: Allow controlled twisting and crushing
  • Crush Zones: Made to collapse during collision (To act as an absorber, absorbing the impact)

Modern Day Cars

  • Carbon Fiber Parts
  • Aluminum Parts
  • More Plastic Parts
  • High Strength Steel
  • Boron Steel
  • Unibody Construction
  • Space Frame Construction
  • Computer
  • Hybrid Cars

Now they even have cars that will tell you when you’re lost, where to turn, Parallel Park for you.

Conclusion

While the modern day cars appear to be made cheap and unsafe, they are actually designed to crush or collapse, while transferring the energy around the stronger passenger compartment to protect the passengers from injury.

There is considerably more damage to modern day cars during a collision than the older vehicles, which gives the perception that “they don’t make them like they used to”. However, in reality the cars are taking the impact instead of the passengers.

The lesson was designed to give you a little history, but to also emphasize that just a hammer, dolly and a few wrenches are not going to repair today’s cars. We need highly trained collision repair and automotive technicians to repair today’s vehicles.



Source by Donnie A Smith