4 Things to Check Before You Rent a Car in a Foreign Country

One of the most important things to do is to check the contents of your rental package, including your insurance, roadside assistance, baby seats, GPS, free miles and much more. These are not always included as standard, so it is wise to check exactly what is included before you rent a vehicle from any car hire agency.

Once you have been provided with this information from the company, make sure that it is all written down clearly in a contract so you are sure of what you are getting before you part with your money. Verify these details well before you set off on your vacation so that you are completely sure of what to expect.

The next thing to do when holidaying abroad and using a car hire company is to ensure that you are aware of the driving laws in that particular country. Many countries will drive on different sides of the road, have varied signage, have different kinds of driving culture and so on. These will all affect your experiences on the road on your vacation.

A good car hire company will inform you of all of this, ranging from what to expect from other drivers on the road to how to read signs well so that you do not get lost or take a wrong turn. Information from an insider in the country can be extremely helpful, so make sure to check with natives as well as other people who have already celebrated in that particular country.

It is also a wise idea to check how you are collecting your vehicle before you embark on your plane, train or ferry. Many companies offer airport car hire, where you can simply arrive at the airport and someone will be waiting to hand over the keys to your car. This is a very simple and convenient option that many people choose.

However, do not assume that all companies offer this. It is essential to check and double check the arrangements for picking up your vehicle, whether you have opted for airport car hire pick-up or instead have chosen to collect the vehicle from the agency itself. Having all details in order will ensure that everything goes without a hitch when you disembark from your plane in the country.

Finally, check that you have chosen a vehicle that is perfectly suited to your needs. You may be traveling with a large family, and therefore will need plenty of seats plus ample room for luggage; others may be traveling with an elderly person and therefore need a vehicle that is easy to get in and out of.

Make a thorough list of your requirements beforehand and make sure that your car hire agency is aware of them.

It is not unheard of for agencies to 'swap' your car with another in the same category at the last minute due to demands of other customers or other issues. However, if you have some very specific requirements, you should absolutely ensure that they are respected as part of your contract.

These four pieces of advice can ensure that you vacation abroad goes without a hitch, regardless of where you are traveling to and who with. Make sure that your package includes everything you need, that your airport car hire pick-up is in place, that you have booked the right vehicle for you and that you are aware of driving customs, and you can look forward to a great trip in your rental vehicle.



Source by Ercan Guven

5 Auto Repairs You Can Do Yourself

When it comes to auto repairs and an auto warranty, there are many items that need to be adjusted by a qualified mechanic, but there are also many items that a do if yourser can undertake. In some cases auto repairs can be easy to do, but you need to know your limits and your level of acuity when it comes to repair work. There's nothing worse than trying a repair only to have it cost you more money to have your mistake fixed.

Keeping your car viable and on the road for as long as you can requires routine care and maintenance to keep it running smoothly for years. Additionally, a car that's in good repair will take you from point A to point B without having to worry about a breakdown on the side of the road. It's also been shown in recent years that individuals are driving their cars an average of 10 years, so this means it's even more crucial to keep it in good repair.

There are several repairs you can attempt on your own with your vehicle and they include replacing your wiper blades. Being able to see the road is obviously critical and changing wiper blades is simply a matter of buying them, following the instructions on the package and swapping the old for the new.

Replacing bad fuses is also a do it yourself project. If you find your vehicle's lights are not working or other items are out of whack, it could be a fuse issue. Locate the fuse box in the car, test the fuses and replace the blown one.

Your car's air filter needs to be kept clean to keep your engine in good running condition. The filter is located in the engine and can be easily swapped in and out with a new one with a few turns of a screw.

If your head or tail lamps are not working, you should be able to install a new one on your own. You will need to be able to access the headlight assembly, remove the harness that holds the bulb in, replace the bulb, attach the wire harness and you're good to go.

Changing the engine oil and filter is a bit more involved than the other items but some people find that with a bit of time it's a money saver. Your owner's manual is the best place to start as it will show you the location of the oil plug and oil filter. You will need an oil filter wrench and a socket wrench to do the task. Once you've removed the oil plug you will need to drain the old oil, change the filter and then refill the oil reservoir.

For a committed do it yourselfer, there are some auto repairs that can easily be tackled. Most of us, however, find it easier to take the car to a mechanic and have the necessities done right the first time.



Source by Shannon Paulk

Getting Home Insurance

Almost everyone who owns or rents a house needs to have some form of home insurance coverage. There are several options on what kinds of coverage you can get and the amounts vary from individual to individual based on their needs. All mortgage companies require that you prepay for your home insurance coverage one year in advance before they will issue the mortgage. This coverage must remain current through the life of the loan. It is usually paid for as part of your regular mortgage payment with the funds being held in escrow until the annual payment date. There are four basic coverage elements that are parts of most policies: personal property, family liability protection, guest medical protection, and additional living expenses.

Personal property protection is the main component of your overall home insurance coverage. This covers all of the items you bought that are in and around your home. In case of a claim, you will be paid the cost of the item minus any depreciation that has occurred since the date you purchased the item. You can purchase this particular coverage based on estimating the total amount of the value of all of your marriages. There are caps and limits that insurance companies will put on certain items under certain circumstances. Be sure you understand the limits and exemptions of your policy.

Family liability is the next component of your home insurance coverage. This covers family members who are responsible to pay covered accidental liabilities for body or property damages. This coverage only relates to accidents and other covered occurrences which occurred in or around the home. This coverage does not cover auto claims where the family member may be found at fault and be held responsible for damages. The family member's auto insurance coverage would cover them under those circumstances.

Guest medical coverage is also an important part of your overall home insurance coverage. This protection provides for the payment of medical expenses for anyone who is hurt while in or on your property as a result of a covered loss. This coverage is limited to reasonable and necessary medical coverage, but not for damages associated with pain and suffering or loss of income. Those would be handled under other provisions.

Another necessary part of your home insurance coverage is additional living expenses coverage. This coverage is used when a covered physical loss makes your home unlivable for an extended period of time. This coverage will give you sufficient money to maintain your standard of living while you are not allowed to return to the lodging. It will cover additional costs of a place to stay such as a rental home or hotel. It will also pay for food and other increased living expenses.

It is important to remember that understanding your home insurance coverage is your responsibility as a home owner. Your insurance agent can suggest levels of coverage for each component, but the decision is extremely yours. Be sure to get quotes from several companies before making a final decision.



Source by Mark Alison

How to Purchase a Used Automobile: Tips From the Auto Insurance Guys

These days, purchasing a new car requires a lot of money. For those looking for another option due to the financial output, shopping for a used car may be a good bet. Of course, a previously owned car, no matter how sleek and shiny may have hidden disadvantages.

Below find tips from some finely-tuned insurance professionals on how to go about the task of shopping for a used car.

8 Ways to Get a Good Deal on a Previously-Owned Car

• Decide How Much You Can Spend on the Purchase
Prior to shopping around for a good used car, do a personal financial tally. Then focus only on buys you can afford – whether via financing or full payment method.

• Choose the Right Kind of Vehicle
Unmarried people without kids do not need a big car. On the other side of the coin, married individuals with children in tow could use a larger car. Recreational drivers, long-distance drivers and city or highway drivers have different needs as well. Assess your individual requirements, then shop for the car that matches them.

• Check Out Prices and Repair Frequency
Look online to determine what you should be paying for car makes and models according to year and usage. This search will also let you know what type of vehicles requires less maintenance work and what type has less mechanical headaches.

• Learn about the Car's Past
Research a particular car's history by putting in the Vehicle Information Numbers. This will get you to a full report about past collisions, owners and even recorded maintenance and repair jobs.

• Test the Car out by Taking it for a Spin
Drive your prospective car purchase over a calculated route that includes hills, bumps, curves and highway maneuvering. This way, you'll get an idea how the overall driving ability is.

• Get a Professional Mechanic's Opinion
Enlist your favorite mechanic in the decision by hiring him or her to inspect the car for surface problems that a layman like you may not be able to detect.

• Use Your Price-Negotiating Skills
Utilize the knowledge you have gained from all your research on the car to negotiate a price that fairly reflects its true value.

And Last But Surely Not Least

• Do not Forget About Auto Insurance
Before completing the buying process, speak to an experienced independent insurance agent about insurance for the vehicle. After binding the policy, sign the contract, pay, and you are good to go. No worries about the possibility of no coverage on the road to home!

Now that you have a new (used) automobile take care of it with good maintenance practices and remember to keep driving safety a priority.

Happy driving!



Source by M Wyzanski