Recreation Vehicle Insurance – The Basics.

What is a recreation vehicle? Do I need to insure it?

The first questions to answer would be, what is a recreation vehicle and why would you choose to insure it.

A recreation vehicle is one that you would normally use to fun/relaxation. For example if you normally use your car to commute but on week-end drive a motorcycle then the motorcycle is considered to be a recreation vehicle. But on the other hand you use your motorcycle to go to work on hot days then the bike is no longer considered to be a recreation vehicle.

Some of the more common recreation vehicles are:

* Motorcycles

* Boats

* Snowmobiles

* Moto-cross bikes/trail bikes/Quad bikes

* ATV’s (All Terrain Vehicles) sometimes used for trail rides or hunting

* Travel Trailers

* Motorhomes

* Caravans

* Personal Watercraft (jet-skis, Inflatable and so on)

Do you need to get a recreation vehicle insurance?

In almost every case the answer is yes, the most common reason is because most good insurance company will not charge you a premium for using a vehicle from time to time. You are usually not penalised for having a recreation vehicle. In most cases a recreation vehicles is well looked after, and because, by definition, it is only used once in a while, most insurance company will offer some very low quotes.

But the other important reason is because most recreation vehicles are not used as often so the likelihood of something happening increases.

You must accept that you are not as familiar with that vehicle as you are with your everyday one. So the likelihood off an accident increases.

You should always check with your insurance company that your insurance is up to date; it is often easy to assume that a vehicle is covered for, say, 12 months when in fact it is only covered for 6 months.

You must also ensure that you are carefully following the policy, if your recreational vehicle is an RV, (Motor home or Caravan), does your license allow you to drive it?

Is the vehicle itself ‘legal’, (can it legally be used for the purpose you are insuring it for?)

Remember that is almost all cases, breaking the local laws will null and void the insurance policy.



Source by Simon Goodman

Advice and Tips on Repairing Your Car’s Upholstery

As an owner of a vintage car that has needed complete restoration, I know the value of do-it-yourself projects. By doing the car repairs or restorations yourself, you can save thousands of dollars. One of the most often needed repairs for vintage cars is the upholstery. Let me give you some easy tips for repairing it yourself. First of all, you should always clean the upholstery before starting any repair projects. Use an upholstery cleaner that is made specifically for the type of upholstery you have and always follow the manufacturers instructions to the letter. I prefer to spot test the cleaner in an out-of-the-way place just to be sure. You will be amazed at what a good cleaning can do for old upholstery! Sometimes it will reveal potential problem areas that you can repair before they become a big problem.

Repairing Leather upholstery tips:

If sewing or recovering the seat is not possible, you could try a leather repair kit that can be found at any automotive store. The kit will come with a plastic substance that you will tint to match as close to your car upholstery color as possible. You’ll have to apply it and then let it dry. I don’t recommend this for large areas. It is usually o.k. for small areas if the color is well matched. Black or White upholstery is the easiest to match.

Repairing Vinyl upholstery tips:

Don’t try using glue to repair your vinyl! It seems like an easy fix, but the adhesive in the glue can actually destroy the foam padding underneath the vinyl. You don’t want to create more problems! Instead, simply cut a patch of excess vinyl found under the seat and use adhesive specifically made for vinyl upholstery to patch it. Again, follow the adhesive manufacturers instructions carefully.

If it is just the piping around the seat that needs repair, use this simple trick: Take a match stick and remove the match. Add some contact cement to one end of the match and work it into the damaged area. Then apply the cement to the other end and work that end of the stick in. Fold it in as you go if necessary. Make sure you let the cement dry completely before using the seat.

Do some research ahead of time and see if this do it yourself project is something you think you can do. You don’t want that vintage muscle car looking awesome on the outside and old as dirt on the inside. With a little work you can get it in top notch shape!



Source by Bruce Hermann

Sync Your Travel With Truck GPS

Modern technology has brought many handy devices which made our lives easier and smoother. One such innovation that fits your pocket and becomes a guide, a navigator in any of your commutations is Truck GPS. These devices are alike to the GPS which we see in our smartphones that detect and navigate us through the route. However, the specialty of this system over the other products is its human friendliness and their aptness in routing the travel. The smartphone GPS system can’t render the specific details that this device able to. The device once set would give you every detail of the road you are traveling, the route you are heading towards and maneuvers heading up.

Besides that, the cell phone GPS system might be disturbed if you get a notification or call. Installing a GPS system is a solution to all such hassles. Let’s look at the Pros of a truck GPS system over smartphone GPS,

• Easy to Install: Installing this system is as easy as you download an app on to your smartphone. You need to follow the instructions provided step by step or take a professional help. Request your distributor to send in some professional help along with the delivery of the system.

• Speed Posting: you will be informed about the road you are traveling along with the speed of your car and the speed limit on that route. This will keep you from speeding up beyond the limits and prevent dangers.

• Fleet tracking: If you are into vehicles business, you might need this system to track your fleet of vehicles. This device would enable you to monitor vehicle’s route, speed, idle time and guide the driver to the right way, thus saving on fuel expenses.

• Quality service: With this system as you are tracking almost every action of the driver you can render best quality service to your customers if you are into cabs business.

• Alert notifications: This is a feature that enables you to understand and get notified about every detail of your vehicle under surveillance. You will get notifications about any sort of violations by your driver. Perhaps, it will send you a report or provides you reports on daily, weekly, monthly basis.

• Controlled Fuel costs: You can control or reduce the cost of fuel as the driver and vehicle both are under your eyes.

This will not only prevent uncertainties but ascertain the safety and security of both the driver and the customer. Get your truck GPS and have a safe and sound journey.



Source by Rizvana Manzoor

Check Your Auto Insurance Carefully

In these time where there continues to be an increasing demand when it comes to the auto insurance companies, a lot of general insurance providers are also offering this option to their clients so that they could get the coverage that they need. Aside from that, there are also a lot of newcomers in the industry which are also offering cheaper rates than the ones that are being provided by established insurers. Now the question for most insurance policy holders might be "Will these new companies really be able to deliver their promises and meet the expectations of their clients?"

If that's the same question that you have in mind, you better go to the website of the Better Business Bureau (BBB) ​​first so you would know if a new company has been receiving negative comments and complaints from their customers. This is really important for you to do since all insurance providers within the United States are required by the law to fill up a quarterly report so they could make all these details open to the general public. In addition, even complaint files and other negative feedbacks about companies are also listed in here so you would really get a better idea about a certain provider if you will check with the BBB first.

Getting our auto insurance coverage is really an important thing for you to do. Just be careful not to automatically consider a cheaper auto insurance premium since its better to spend on something more expensive as long as you can be guaranteed about the quality of their services.



Source by Florida Dy

How to Get A Great Used Car Buy

Whatever your used car needs, there is always an ideal car well suited for you; be it a luxury vehicle like a Mercedes Benz, BMW, Lexus, Audi, and Rolls Royce; or a sports car like Ferrari, Lamborghini, TVR, Lotus, Maserati, and Porsche; and a saloon car like Toyota, Honda, Volkswagen, Nissan, Ford, or Mitsubishi. Who knows, people who are going to drive a BMW car buy them at these UK car online dealers and you will think that they are rich and famous for owning one. In fact, you too can even afford to have one; if you want to own a car buy them at the same envelopes.

For single professionals and students who have limited budget and want to save on gas for daily fuel consumption, an ideal car for them would be a smart car which is sleek and unique in design and very fuel efficient. If you too want to have that car, buy them at the same UK care sale outlets where you can get great deals for your purchase. Other great car buy offers include economic cars like Kia, Citroen, Chrysler, Daihatsu, Daewoo, Hyundai, Perodua, Peugeot, Ssangyong, Skoda, Saab, Seat, and Suzuki where you can buy them at a price less than £ 5,000.

If you have a budget higher than £ 5,000 but less than £ 10,000, then there are great selections for you to choose from like Toyota Auris, Prius and Yaris; Ford Focus, Fiesta and Fusion; Honda Accord, Jazz Saloon, and Civic; Mitsubishi Lancer and Colt 2009; and Nissan 2006 Note, 2004 X-trail and 2002 Elgrand.

These selections of cars are already great buy for you as they are well discounted yet good in quality. Great car buy can always be achieved if you are only diligent enough to research well on the right car buy for you.



Source by Dan Hackett