Auto Repair Services – Get The Repair Work Done At The Right Auto Shop

Do You Put Any Special Effort To Take Care Of Your Car?

If you have a beautiful car, you should always keep track of the best auto repair shops in your area. In fact, you should have a list of the top auto repair shops and garages in your area so that you can give them a call during an emergency.

There are more than hundreds of garages and auto repair shops to give quick help to car owners who meet sudden car breakdown problems. Furthermore, they can also offer you with a huge range of services to get your car back in shape. In fact, there are many garages who also offer auto paint services.

Important Aspects To Consider When Looking For Best Auto Repair Services

Do The Necessary Homework

Currently, there are many garages and auto repair shops thriving in the market. However, if you want to get the best services then you should do a lot of homework to find a reputed auto shop in your area. Many garages claim that they can offer quality services at a pocket-friendly price. But, you should avoid selecting such shops because it means that they will compromise with quality.

Compare the rates of the various garages and auto shops. Remember, you should also check the certification before hiring the mechanics for the task. Inspect all the tools and equipment required for the repair job.

Experience

Before choosing an auto body shop, you should make sure that they have the right experience to work on all the makes and models of car. This will help you to know wherever you can get any benefits from the services of such shops.

Special Features Of The Auto Body Shops

Always look for an auto shop which offers the consumers with special benefits. There are some special shops which mainly specialize in accident repairs or other garages which specialize in auto paint services or mot testing. This is one of the most serious aspects to consider when looking for quality services for your vehicle.

The Final Tip

Remember, you should always keep your specific requirements in mind while looking for a garage or auto shop. Any auto shop can claim to have ASE certified professionals but you have to confirm wherever they have any certification or not. Comparison of various repair services is very essential. Keep all these excellent tips in mind to choose the best repair services for your vehicle.



Source by Robert Unatnas

Aetna Medicare – Know Your Health Care Options

Aetna, which is an American Health Insurance Company, was founded in the year 1853 and offers Aetna Medicare. The firm is listed among the Fortune 100 under the category of health care sectors. Aetna provides a large number of health insurance products / services which are directed towards the consumer and likewise the conventional ones like medical, dental, group life, pharmacy, long-term care, Medigap, behavioral health, disability plans, and medical management capabilities along with their Aetna advantage plans. Aetna, Inc. (NYSE: AET) is a Hartford, Connecticut based health insurance firm. The company has two more branches in Blue Bell (Pennsylvania) as well as Middletown (Connecticut).

Aetna Health Insurance provides affordable and safe Supplement Medicare Insurance plans such as A, B or F that have only been created to be able to make up your Original Medicare health insurance coverage – they also provide Medicare Part D insurance. Their Medicare supplement insurance plan includes out of the pocket expenses such as Part A as well as Part B deductibles as well as expenses which gives you the facility and liberty of going to a qualified doctor who already provides Medicare. The individual himself and not others will make the choice for his 'doctor to be visited'.

Aetna offers a wide range of supplement Medicare plans with a wide insurance coverage. For instance: Aetna Golden Medicare plan (HMO); Aetna Medicare supplement (PlanSM) insurance policy as well as Aetna Medicare Rx plan as well as Aetna Golden Choice plan (PPO) or the basic Aetna Medigap insurance policy. Aetna Health Insurance Company also provides a wide range of health insurance products with a huge insurance cover which fits your spending budget as well as needs. The services / products comprise medical, behavioral health, long term care, disability, dental plans, employee benefits, etc. Choosing a Medicare plan can take time. As you assess plans, keep in mind that along with medical, hospital and prescription coverage, Aetna likewise provides many extras like wellness, vision, hearing as well as fitness benefits included in a lot of Aetna Medicare Advantage plans, vision, hearing, fitness, weight management, as well as natural products and services discounts with most plans as well as Aetna Health Connections – Disease Management Program – individualized clinical programs in excess of 30 chronic conditions.

Aetna is the contiguous offshoot of America's Aetna Insurance Company, which released its first life insurance policy in 1850. Aetna offers supplement Medicare Plans such as A, B, C (through Texas), and Medicare Plan F in twelve states. Aetna likewise offers further Medicare plans in certain states as well as Plan D (prescribed drug coverage) in all fifty states. Aetna's Medicare plans designed for senior citizens consist of Medicare Supplemental insurance, Medicare Advantage plans, as well as Prescription Drug coverage (Medicare Part D). Aetna Health Insurance Company caters to the peoples' overall health and financial well-being by putting forth reliable information as well as raising up its resources to be able to operate for its fifteen million members (medical), ten million members (pharmacy), 12.6 million members (dental) and 12.8 million members (group insurance coverage).

When selecting a Medicare plan, keep in mind that Aetna Medicare provides a full range of plans. Regularly maintaining its track record of 153 years heritage, Aetna Health Insurance Company is proving itself to be a frontrunner in the health care industry by establishing a solid health care system with the co-operative network of medical centers, doctors, employers and patients.



Source by Sherry McKelvy

Car Rental Deals Guidelines – Important Factors to Consider When Shopping Around for Vehicle Rentals

People need to rent a vehicle for a variety of reasons: to drive around while on vacation, for business, or as a temporary replacement to their own vehicle. There are so many companies out there that offer a wide variety of automobiles of all models and makes that it can be difficult to find the right car or SUV for your needs. It's important that you look over car rental deals carefully so you'll know exactly what each one offers.

The companies have many of the same guidelines, with just a few variances depending on location. In most locations, the minimum rental age is 21, while in a few it is 18. There are some companies that actually charge a fee for any driver under the age of 25. If you are under 25, it's essential that you look over the policy carefully before renting a car.

A good company offers a seamless rental experience from the moment you book to the moment you return the vehicle to the drop-off location. If you want to rent a car as quickly as possible after your plane lands at the airport, make sure the companies you are looking into have offices that are easy to get to from your terminal. Keep in mind that the cheapest car rental deals are often found off of the airport's concessions. Determine whether it would be better to pay extra to rent a car from the airport or if you would rather take a bus or taxi to the rental office away from the airport and pay less.

Another essential factor to consider is customer support. The more options you have, the better. Will you be able to call for assistance right when you need it? What about insurance packages and roadside assistance? First, check with your credit card company to see if it offers coverage for car rentals. Your own insurance policy may offer some type of service for rentals. Read over the various policies of rental companies to have a better understanding of how their insurance packages work.

Which Companies Offer Car Rental Deals

There are many, many companies to choose from these days:

• Enterprise

• Hertz

• Thrifty

• Fox

• Avis

• Sixt

• Dollar

• Budget

• Alamo

• Payless

• National

• Ace

• Advantage

While this may seem like an overwhelming list, it does not have to be. Simply enter the dates and location (s) on which you will need a rental vehicle into a travel booking site and it will automatically give you a list of everything that will be available to you.

Some experts recommend booking the smallest car possible and then checking to see if any free upgrades or better car rental deals are available once you arrive at the pick-up location.

No matter where you want to go, you can always check and see if any online promo code can help you save on your next vacation. Use a website to discover car rental deals that can not be found anywhere else.



Source by George Botwin

4 Most Important Things to Know About Florida Motor Vehicle Dealer Surety Bonds

When you're considering the start of a new business, such as an auto dealership, there are many different steps you'll need to take, and many different requirements you'll need to meet. When it comes to obtaining your Florida auto dealers license, there are numerous specifics, and one of the most essential will be obtaining the proper Florida dealer bond insurance.

Use this guide to find the 4 most important things to know about Florida motor vehicle dealer surety bonds, to make sure you handle everything you need in the right way.

1. Dealer Bonds Are Always Required:

There are 10 different Florida auto dealers license types according to the Florida Department of Highway Safety and Motor Vehicles, but regardless of which type you have or need, you will need to have Florida dealer bond insurance in place. That requirement remains consistent, however, other factors as described below will differ.

2. Different Amounts:

Depending on the type of license you are operating under, you'll need Florida motor vehicle dealer surety bonds in different amounts. All motor vehicle dealers in the state need a $ 25,000 bond, for example. However, recreational vehicle dealers only need a $ 10,000 surety bond.

Additionally, you'll also have the option to pursue a line of credit in the same amount, as opposed to traditional Florida dealer bond insurance. This is a less common option though and often places more potential burden on the business owner. It may be easier for you to obtain though, depending on credit statuses and so forth.

3. Deadlines and Renewals:

In the state of Florida, motor vehicle dealer surety bonds are set to expire annually. However, different license types will have different expiration dates, so it's important not to make any assumptions.

For example, Independent Dealers, who have a VI license and sell only used vehicles, have an expiration date of April 30. However, Franchise Dealers with VF licensing, who can sell both new and used cars, have a December 31 expiration. Recreational vehicle dealers, both RV and RU licensing, expire on September 30.

These differenting dates are important to keep in mind, because if you miss your renewal date, you can unknowingly be committing a serious crime, and face major consequences. The dates are also different so as to reduce processing time across the year instead of having one major rush.

4. Other Requirements are Necessary:

Florida dealer bond insurance is one of the primary requirements for licensure. However, it's certainly not the only one. You'll also need proper garage liability insurance with the correct established minimums, and you'll need to ensure you file the right HSMV paperwork with the right fees, get a Federal employee ID number, get fingerprinted, undergo pre-licensing training, and more.

Hopefully by now you've learned more about Florida motor vehicle dealer surety bonds, and the different needs and requirements, and varying steps in the process. There's a lot to sort through, but having all the information available upfront will make everything much easier and smoother.



Source by John Rothschild

How To Get Even With Your Car Insurance Company In 10 Easy Steps – Part 1

How much do you pay for Car Insurance every year?

Eight hundred dollars a year? One thousand? Two thousand?

Whatever the amount you're paying now, you can slash that amount by more than 50% by simply following a few simple strategies.

Can you cut your car insurance costs by investing only 30 seconds of your time? No, that can not be done.

But if you're willing to spend 30 minutes today, this week, or next, I'll show you how to save up to $ 6,000 on your Car Insurance over the next 10 years.

Okay, here we go. Grab your Car Insurance statements page (the page in your policy that details all the coverage's you're paying for) and follow along. Make sure you take some notes. If you do not have your policy, or can not find it, call your car insurance company and get one – they'll send it to you pronto.

STEP 1 – Make sure you're getting all applicable discounts for your vehicles safety features, such as:

– Front, Side or Head Curtain Air Bags; – Automatic Seat Belts; – Anti-Theft Alarms or Tracking; – ABS or Traction Control …. and many more.

Think about the safety features you have …. and write them down.

STEP 2 – Review & Change Deductibles For Comp & Collision.

Most Car Insurance Policies have two deductibles – one for "collision" (you hit someone or someone hits you) and one for "Comprehensive" (all other damage or loss).

For both of these, have at least a $ 500 deductible – preferably a $ 1000 deductible.

Here's why – If you are currently paying a $ 100 – $ 250 deductible, you'll save up to 40% per year on your monthly premiums by moving it to $ 500. That means if you're currently spending $ 1,000 a year on insurance, you're going to get to keep $ 400 every year. If you jump to a $ 1,000 deductible, you could keep almost $ 600 extra a year in your pocket.

I can hear some of you saying, "Wow, a $ 1,000 deductible. That's a lot of money." Yes, it is.

So is paying $ 1,000 a year with that $ 100 deductible …. versus $ 400 a year with a $ 1,000 deductible.

The odds are in your favor – go with the $ 1,000 deductible.

STEP 3 – Review & Change Property Damage Liability.

Have you ever seen a $ 100,000 mailbox? Car Insurance Companies must have. Here's why ….

Property damage is not damage done to an automobile but rather "property" like a mailbox or a utility pole. So, why in the world would you need $ 100,000 dollars of coverage?

In most cases, almost 100% of all property damage claims can be taken care of with only $ 50,000 of coverage. So take a look at your policy to find out what you're currently paying for. And if you have little or no Net Worth, drop your coverage even lower – to $ 25,000 or your States minimum. You can find your States minimum by doing a Google search for "car insurance state minimums."

Here's what to look for on your policy – Many will have your liability coverage's listed like so – 50/100/100 – The first two numbers refer to bodily injury liability coverage. The 1st number is the dollar figure covered per person. The 2nd is the dollar figure per accident.

The 3rd number is the "Property Damage Liability." That's what you need to change. What does yours say?

STEP 4 – Review & Change Bodily Injury Liability.

Although Bodily Injury Liability Coverage is a must, almost all of us end-up overpaying for the coverage we need. This type of coverage specifically covers:

– Any and all occupants of an automobile, whether it's yours or someone else's; – Any and all occupants of another vehicle; – And Pedestrians

Your only goal with this type of coverage is to have just enough protection to protect what is yours …. in other words, your assets. And in order to protect your assets, you need to figure out what your Net Worth is – here's a well known site for calculating your net worth – http://www.kiplinger.com/personalfinance/tools/networth.html?

A great way to slash your premiums is to have no more in bodily injury liability than what your net worth is. Here's a common example of the coverage most people have – If your net worth is only $ 20,000 and you have $ 100,000 in coverage, you're throwing money away.

And if you have little, or negative net worth, just get the required State minimums. You'll need this info to get the lowest car insurance rates. Again, you can get to see your state minimums by Googling "car insurance state minimums."

Here's what to look for when trying to figure out how much coverage you have now. As I said earlier, most Policies today have your liability coverage's listed like so – 50/100/100 – The first two numbers (whatever they might be) refer to bodily injury liability coverage. In this example, there is $ 50,000 in coverage per person and $ 100,000 per accident.

What does your policy say? Are you paying more than your net worth? If so, change it.

STEP 5 – Review & Change Uninsured / Underinsured Motorist Coverage.

The uninsured / underinsured motorist coverage is a fantastic deal for car insurance companies …. and a lousy one for you. This premium alone can increase your auto insurance by a couple hundred dollars a year.

Most people think that uninsured / underinsured coverage is there to get your car repaired if it is hit by someone without insurance …. or someone with lousy insurance.

Wrong.

Any damage done to your car is already covered – by the premium you're already paying for collision.

First things first …. check your policy if your paying for uninsured / underinsured coverage now. If you are, Google "uninsured motorist state requirements" to see if your state requires it.

If it's not required by your State, cancel it.

If the State you live in requires require uninsured / underinsured coverage, make sure you have the absolute minimum required. These minimums are not advertised, change every couple of years and are very difficult to find. So, here's how you handle this.

Do a Google search for your State Department of Insurance, go to the "Contact Us" page, find a phone number, then call and ask what the minims are.

Do not try looking for it. Finding the minimums listed is almost impossible on most State Web Sites – they've buried it so deep you'll never find it. Just call your State Department of Insurance.

I know it's a bit of a hassle to get the info yourself. Yet relying on the Insurance Companies to give you the correct information is not very wise.

Next …. Part 2 of "How To Slash Your Car Insurance Costs In Ten Easy Steps."



Source by Here O'Leary