Easy Application and Renewal of Car Insurance Policies

Buying Different Insurance Policies for Your Car

The car insurance policies available in the current Indian market differ and depend on the vehicle that you want to purchase. Insuring your car is as important as insuring your life from uncertainties. To suit the changing needs of people, the Indian insurance industry offers many different types of policies. No matter which car you own, availing adequate coverage to protect your vehicle is very important. Inadequate insurance coverage will do no good to your vehicle. When you plan to buy a vehicle insurance policy you need to keep in mind things about the cost of application, its coverage, policy period and other details. Usually people buy insurance policies that offer maximum coverage preferences. In order to avail professional coverage for your beloved car, you can meet the expert policy providers and ask them about available schemes.

Check the Coverage

Whenever you plan to buy vehicle insurance, you need to check its coverage details. Make sure to buy a policy that offers expected protection. You never know which natural calamity or a human error would damage your car. When it is insured from a well-reputed insurance company you receive required ama

• Disasters like fire strike and car accidents

• An act of damage or theft

• Natural calamities or an uncertain event

• Your car insurance policy would also cover costs related to damage repairs, crash or installation of new car parts.

Typically, buying a new car insurance policy from a secure and secured website is a faster way to secure your asset. Thanks to loans and betterment of standard of living of the people, more and more families are able to buy their new dream car. With insurance policies, you can easily offer coverage to your dream vehicle and keep it protected.

Whether you want to buy a brand new policy or renew an already existing one, you can depend on the online portals. Car insurance renewal is a simple procedure that you can follow with just a few clicks. Typically, you can apply for a suitable vehicle insurance scheme as per your age. Just like the personal insurance, it is essential to apply for vehicle insurance at an early age. The younger you apply for a policy, higher the insurance premium will be. In order to avail genuine insurance policy for your vehicle, make sure to contact a reputed agent or a broker. They will help you find out all information about available policies and their coverage features.

As more and more people are planning to buy second hand and small cars, they find it simple to insure them from a professional broker. Easy online application and renewal procedure of the insurance policies allows people to quickly avail required services. Use the calculators to accurately calculate the policy premiums or use the tools to compare different policies. You can even find a policy that has been custom made as per personal requirements and coverage details.



Source by Anusha Kothari Jain

Video Game Streaming – The New Frontier!

Video gaming has always been a competitive sport. Arcade boxes earlier had their pixelated high score charts, and every kid wanted to have the one with the top scores in his neighborhood. With the internet explosion and the release of iconic first person shooter games like Doom and Counter Strike, players from all over the world began to come together. In 1997, one of the first e-sports organizations, Cyberathelete Professional League was established. Since then the gaming world has leaped forward to online gaming and streaming. Let us take a closer look at the phenomenon.

The Rise of Online Gaming and Streaming

In the past four decades, online gaming has become one of the world's largest entertainment industries. According to reports from PricewaterhouseCoopers, the global online gaming industry in 2010 was worth around $ 56 billion! This is bigger than both the magazine or the music industry and about two-thirds the film industry's size. According to a 2011 report by Entertainment Software Association, the average age of a gamer in the United States is 37 and 42 percent of these gamers are female.

One of the biggest trends today, in live streaming is not music (as you might have previously assumed), but competitive gaming. e-sports today, joins thousands of viewers. A number of sites today, catering specifically to gamers and their fans stream e-sport events. Several e-sport websites have exploded all over the internet as live webcasts taking competitive video gaming to a completely new level, transforming it into a sport that is viewed by millions from one which was limited to just insiders.

Video Game Streaming: The Big Players

Among the big players in video game streaming today are Own3D.tv and TwitchTV. Own3D.tv began online video game streaming in 2010, and at present, the website gets over four million unique viewers a month for video game live streams. In March 2011, Electronic Sports League (ESL), the world's largest gaming league, broadcasted the Intel Extreme Masters event, which is among the most popular gaming tournaments of the year, through Own3D. With $ 400,000 as prize money, the gaming tournament drew 75,000 simultaneous live viewers on single event days, while the overall audience reached several million gamers. June 2011 saw over 200,000 concurrent viewers watching a Dreamhack contest (which is based around League of Legends, another popular game) on Own3D, with about 250 GBps of traffic through the event.

And live video streaming vendor Justin.tv watched e-sports video streaming at such a rapid rate that they dedicated an entire website to it. In June 2011, they launched TwitchTV after video game streaming reached around 3.2million monthly unique views on its main website. TwitchTV now engages over 12 million unique viewers each month. Also it has had a steady month over month growth rate of 11 percent since it was launched. Beside that, TwitchTV has over 1,000 premium partners. It has also received over 80,000 downloads of its iPhone mobile app in less than a month of the app's launch. Between October 10th and October 16th the website received massive traffic as can be seen from the following figures:

Total Hours Watched: 6,737,250

Weekly Unique Viewers: 4,214,057

Total Hours Watched per Unique Viewer: 1.6

Weekly Unique Chatters: 309,220

Peak Concurrent Viewers on a Single Stream: 125,862

Peak Concurrent Viewers on all Gaming Content: 165,250

Video Game Streaming: Popular Genres

Here are some of the most popular genres in live online video game streaming:

Adventure (Assassin's Creed II, Lego, Lost Planet)
Strategy (StarCraft II, Total War, Worms)
Sport Games (FIFA, NBA 2K10, MLB 2K10)
Shooter (Modern Warfare 3, Bad Company 2, Left 4 Dead 2)
Role-Playing (Mass Effect 2, Dragon Age)
Racing (Need for Speed: The Run Playthrough Part 1 !, GP2 Asia Series 2011)
Simulation (The Sims)
Massively multiplayer online role-playing game – MMORPG (World of Warcraft, Hydra 9)

Streaming Games Online: The Legal Side

By now you might know or at least hear about the new bill related to anti-streaming video – S.978. At present, it is not illegal to stream, for instance a walk-through of Call of Duty Modern Warfare 3 online as it is considered to be a public performance. However, a bill like this would make such videos illegal. This bill might seem like a great thing at first glance as it helps curb piracy, but as parts of the bill are quite vague, it could lead to a few issues for members of the media / gaming enthusiast communities.

However, it is also possible that game developers and publishers may decide not to broadcast streaming gamers, thereby leaving things quite the same way as they are now. Given the huge number of such videos available on the web, it would be rather optimistic to actually think that game developers and publishers will have the time and money to pursue users every time they break this would-be law. Beside online video game streaming has generated a win-win scenario for all parties involved.

Game Streaming: A Win-Win Situation for Everyone

Websites like Own3D.tv and TwitchTV witness most of their traffic around gaming events. However, these websites feature live video feeds of gamers playing popular video games any time, as well. Some of these gamers are just amateurs who like to show their gaming skills to other gamers while some actually belong to professional gaming teams, and are preparing for the next tournament.

Beside, gamers today are increasingly monetizing matches as live video game streaming offers them another way of earning money and making a living. Live video game streaming websites like Own3D.tv and TwitchTV have revenue sharing deals with professional gaming partners. The most common types of monetization include ads, subscriptions and pay per views.

TwitchTV for instance, has a revenue sharing plan where they sell ads on the gamer's stream and the profits earned are split between them. TwitchTV also includes automatic transcoding, where viewers can flip between a variety of quality settings, based on their connection. Besides that partners also get early access to latest technology from Twitch as well as the ability to test out new features.

The companies are also on the winning side. Zvetan Dragulev, Own3D.tv CEO explained that they get 90 percent of their video views from pro-gaming teams and events that pull in higher CPM rates as compared to traditional user generated live video streams. Besides that, advertisers also love the fact that they are catering to a well defined audience. So Everyone's happy – well, no one's happier than the gamers would be my guess!



Source by Trevor G Somerville