Comparing Auto Insurance Prices Advice

It is scary how expensive car insurance can be these days! In order to get the best rate, it's important to shop around and compare prices from various insurance companies. Unfortunately, many of them do not make these comparisons easy on purpose because they do not want you to realize that you are paying too much for your insurance. The first thing you should do is contact your present insurance company to understand your existing policy. Make sure that it's what you think it is and request changes if you hear anything surprising. It's important to understand not only how much you are paying, but also what you are paying for: What is your deductible? How much coverage do you have for certain events like vandalism and an accident with an uninsured driver?

Once you understand your current policy, start calling around to check prices at other companies. It's important to request a quote on exactly the same coverage as you have now since you can not otherwise compare easily. Some companies will also allow you to request a quote via their website and this is something you can do without sitting on hold on the phone for long periods of time. Another option is to work with an auto insurance broker who has relationships with many insurance companies. They can understand your situation and get comparable quotes from a variety of providers in order to help you select the lowest one. This is a great choice if you do not have time to do the search for cheaper insurance yourself.



Source by Jim Tonkins

Ways to Terminate the Premature Car Leasing Deal

Most of the time renters want to terminate the lease in the middle of the term. Before thinking about it, one must know that it is a very difficult task. Renters never think about terminating the cheapest rental car deals that they get after making painful efforts. The idea to terminate the lease strikes in the minds of the renters instantly. Maybe, they do it because they get relocated to another city or face the financial constraints in paying the monthly rental fees. Whatever may be the reasons of termination but the renters will have the following option with them.

Return the hired car:

Returning the hire car is one of the ways for bringing the lease to an end before time. But, one will have to clear one’s rental car dues such as monthly payments, excesses and charges associated with the tears and wears of the vehicle. One will not be waived of the car rental penalties or excesses if chooses to return the hire car before the dealer. It may not be a befitting solution for the problem in case hirers are not able to pay the unpaid bills at a time.

Bring the term to an end by leasing another hire car:

Leasing another vehicle is the second option. Renters who think that the first option would not work well can try this option. But one must bear one thing in the mind that one can confront the situation leasing another vehicle. But all the outstanding of the first term will be transferred into the second leasing. The burden of payment may be doubled because you will have to pay the fees you are owed to pay and the fee of the new leasing also.

Buying the leasing:

Buying the lease may come heavy on the renters because the rate of the vehicle projected by the dealers is always higher than the market price of the vehicle. So there are off-chances to be profitable in this deal. If the estimated price of the dealer becomes lower than the market price of the vehicle, in that case, a customer may be profitable. But it happens rarely as car hire companies have a great expertise in estimating the true value of the vehicles.

Lease swapping

Renters uninterested in all the above three options may choose it. But, they will have to motivate another party to transfer the lease to his name. He will enjoy many benefits also. Once the process is ended, you will have to pay the outstanding fees. This process is called a lease swapping.



Source by Alissa Dukakis

Test Driving The Mahindra KUV100 In SA

On a trip to India In May, I drove the diesel model. After 40 km on Mumbai’s highway, it was clear to me that the high-riding hatchback could very well raise some eyebrows in the SA passenger-car market.

My first experience of the Mahindra KUV100 back in South Africa was a ‘Sunset Orange’ diesel model. It was powered by a 1.2-litre turbodiesel engine capable of a modest 57kW/190Nm. They claim the fuel consumption is 4.4l/100km but you won’t be able to accurately tell as it doesn’t have a consumption gauge.

Specifications:

The K6+ derivatives and above offer a six-speaker sound system with Bluetooth connectivity to the Mahindra Blue Sense app. A multi-function steering wheel and a refrigerated glove compartment are also included.

Despite its low horsepower, the three-cylinder delivered as it did in Mumbai and felt lively with loads of torque between all five gears.

The gearbox really deserves all the accolades. The shifting is solid and precise but sadly the clutch pedal is too low down on the floor. It took me a while to get used to and this is perhaps something Mahindra should reconsider.

On that note, the pedal placement of the brake and clutch are too close together. If you have small feet, you might be OK or just let your toddler drive you around.

Taking to a gravel road showed an acceptable ride but the height of the 1155kg KUV100 meant the ride was rather bumpy, especially at speed. Build quality could also be improved upon as I experienced wind noise while driving on the highway.

I wouldn’t go for the petrol model even though it also has the 1.2-litre three-cylinder engine (61kW/115Nm). It feels lethargic and nothing compared to the diesel. In first, second and third gear it really struggled like the Bulls did in Super Rugby this year.

Is the KUV worth buying?:

Mahindra claims the KUV100 competes with the Toyota Etios Cross, Renault Sandero Stepway, Suzuki Swift, Hyundai Grand i10, Chery J2, Tata Bolt and the Ford Figo. It’s a tough ask as most of these cars have great commercial value, brand loyalty, better-perceived build quality and an established dealer network.

There is one area the Mahindra KUV100 outshines the rest and that is on price. It will set you back a little under R150 000 for the entry level petrol model which comes standard with aircon, electric windows, ABS and driver/passenger airbags.

I may have been somewhat reluctant of the KUV100 but at the end of the launch I had really warmed up to the diesel model. The price, equipment level and overall driving experience left a good impression. Let’s hope the automaker ages like a fine wine and not like vinegar.

In conclusion, the diesel engine and gearbox are both more than adequate but the biggest concerns are pedal placement, clutch and wind noise. It remains to be seen whether or not South Africans will be interested in the KUV100 but it’s certainly worth a mention. Even if the Mahindra KUV100 isn’t quite your cup of tea, there is more Mahindra on the way.

*Three-year or 100 000 km warranty on all models and a three-year or 50 000 km service plan on the K6+ and K8 derivatives (optional for K4+).



Source by Gemma Murray

Car Rental in Girona – Make a Memorable Trip to Girona

Every place in this world proud for its dramatic history! Girona is also one of them. Girona is one of the most attractive city of Spain. Basically the Catalonia people use to leave year for a reasonable time period. The first population of the area was the Iberians, after them Roman came in and built a fortification there and named it as Gerunda. Girona is the land where many culture have developed and vanished but lastly it was controlled by the Roman Empire. In the 12th century the Jewish society flourished in the Girona. After all it's a rich heritage site full of remarkable culture and beautiful places.

The city is it self like a perfect traveling place, where many top class hotels, restaurants, bars and the market attracts many travelers that are here to enjoy their holiday. Many beautiful beaches and the natural beauty are making special space in traveler hearts. It's the oldest town located on the east bank of the river, with narrow streets surrounding by the old city walls. But the newer town is situated at the middle of west bank that has wide streets and many well designed hotels and cheaper restaurants. In case of old town and new town both have crossed the river and are extremely pedestrianized. The beautiful beaches are getting filled with people especially in August and the city is becoming very quiet on the Saturdays and Sundays.

If you are planning for a trip to Girona, the weather can not become a matter of concern for you because the weather of the city is very friendly and suitable for everyone. Girona also makes a unique spot on the world tourist maps. The people of the city are helpful and friendly in nature. If you are facing any type of problem in the time of traveling, the locals can guide you a lot about the location and the best attraction of their city.

If you are moving for the first time to Girona, than it's always better for you to search the Girona map on the Internet! The Internet informs you about the best spots of the city. Girona is located north of Barcelona and you can easily reached by bus, train and cars. The airport is located on the AP-7 highways, where you can easily hire a car in rental to Girona. There are many traveling companies providing their new customer cheaper price to attract more and more tourists. If you are making the trip for the first time, then never take the matter so seriously because there are many car drivers and the service provider that can guide you about the roots and best spots of the Girona. So it's always better for you to hire a car on rental basis to make your trip comfortable.



Source by Daniel Mathews

Benefits of Polishing and Waxing Your Car

Whether you have owned a car for many years or just bought a new model, it is practical to put in place a proper maintenance schedule. There are many things to consider in the process of maintenance. It is essential to keep on top of the mechanical maintenance to ensure the vehicle is kept running. However, you also want to invest time on the general appearance inside and out. Keeping the vehicle in top condition related on a variety of methods such as washing, polishing and waxing.

Let's take a look at the benefits of polishing and waxing your vehicle:

Polishing

A proper polishing session is a wonderful way to restore the paint. Polishing is practical for correcting a variety of issues, such as problems related to etching, water spots, swirl marks, scratches and stone chips. Applying polish to improve the appearance is only practical if the chips or scratches are surface marks. If the vehicle has deep penetrating marks, the process of applying polish on its own is not enough to restore the original look.

Once the polishing is complete, the vehicle will have a nice protective layer that lasts for quite a while. There will be fewer issues with dirt and grime because a clean, smooth surface is more difficult to stick to. This should mean it is a lot easier to keep the vehicle clean in the future.

Also, the polishing process should only take place when it is actually needed. It can include certain degrees of roughness which is needed to remove the minor signs of damage. If a vehicle is polished too often, there is a risk of compromising the all-round quality of the paint.

Waxing

Out of the two options, waxing is the least harsh cleaning method because it does not feature abrasive compounds that can affect the paint overtime. But, it is still useful to provide a great protective layer on the paint to minimize issues with scratches, chips, or general contaminants in the air. Plus, a regular waxing session is certain to leave the vehicle looking sparkling clean and makes the basic process of washing significantly easier. Even though waxing is a practical choice to minimize the surface marks and scratches, it is not a reliable option to restore the paint like a high-quality polish. Also, it is necessary to use the waxing method more often than polishing to help maintain the all-round appearance of the vehicle.



Source by Leo Eigenberg