Choosing a Top Online Casino

Choosing a top online casino is not easy because of the overwhelming number of casinos that are found on the internet. A player should first do a Google search by typing “top online casinos” and read the many reviews that have been written on such casinos. A top online casino would have a government approved license to run the casino as well as a 24/7 customer support department that you can contact incase of an emergency. It would also have an Interactive Gaming Council (IGC) logo on its site.

Protecting a player’s personal information should be one of the main concerns of an online casino. Top online casinos will always have the 128-Bit Secure Socket Layer (SSL) in their banking section to protect a player’s credit card information as well as other personal information. A top online casino should have reputable gaming software for its players to download. The best gaming software a casino has will also confirm that it offers its players good bonuses. Microgaming is the leaders in gaming software for online casinos. Top online casinos are usually the Microgaming online casinos because they offer amazing graphic and sounds in their games which makes a player feel that he is playing in a real casino.

The bonuses offered by these casinos are usually better than other virtual casinos on the internet. But Microgaming online casinos do not accept U.S. players. A top online casino will also offer a person free games to play to improve his skills at a game without having to wager any gambling money. A player should also take time to check the terms and conditions of the online casino. By doing so he will be aware of what are the restrictions on the bonuses offered and the wagering requirements of the bonuses, payout percentage of a game, etc.

It’s not difficult to find a top online casino if one remembers to take the time to check whether it has reliable software, has a government approved licensed and is also licensed and monitored by an accounting company, offers a 24 hour 7 day customer support system, and gives information of the companies financial background and payment structures.

But just as it is important in choosing a top online casino, it is also important that a player knows the rules of the game he plans to play. This will increase his chances of winning. One plus point of online casinos is that a lot of them will offer its players to play a few games for free to improve their skills before wagering any real money. A player new to online gambling will benefit greatly by playing free games.



Source by Aoureliou Televko

Car Rental in Girona – Make a Memorable Trip to Girona

Every place in this world proud for its dramatic history! Girona is also one of them. Girona is one of the most attractive city of Spain. Basically the Catalonia people use to leave year for a reasonable time period. The first population of the area was the Iberians, after them Roman came in and built a fortification there and named it as Gerunda. Girona is the land where many culture have developed and vanished but lastly it was controlled by the Roman Empire. In the 12th century the Jewish society flourished in the Girona. After all it's a rich heritage site full of remarkable culture and beautiful places.

The city is it self like a perfect traveling place, where many top class hotels, restaurants, bars and the market attracts many travelers that are here to enjoy their holiday. Many beautiful beaches and the natural beauty are making special space in traveler hearts. It's the oldest town located on the east bank of the river, with narrow streets surrounding by the old city walls. But the newer town is situated at the middle of west bank that has wide streets and many well designed hotels and cheaper restaurants. In case of old town and new town both have crossed the river and are extremely pedestrianized. The beautiful beaches are getting filled with people especially in August and the city is becoming very quiet on the Saturdays and Sundays.

If you are planning for a trip to Girona, the weather can not become a matter of concern for you because the weather of the city is very friendly and suitable for everyone. Girona also makes a unique spot on the world tourist maps. The people of the city are helpful and friendly in nature. If you are facing any type of problem in the time of traveling, the locals can guide you a lot about the location and the best attraction of their city.

If you are moving for the first time to Girona, than it's always better for you to search the Girona map on the Internet! The Internet informs you about the best spots of the city. Girona is located north of Barcelona and you can easily reached by bus, train and cars. The airport is located on the AP-7 highways, where you can easily hire a car in rental to Girona. There are many traveling companies providing their new customer cheaper price to attract more and more tourists. If you are making the trip for the first time, then never take the matter so seriously because there are many car drivers and the service provider that can guide you about the roots and best spots of the Girona. So it's always better for you to hire a car on rental basis to make your trip comfortable.



Source by Daniel Mathews

7 Specific Ways to Distribute Your Finances to Achieve Long Term Wealth

Ask the average person what money management means to them and the usual response will be along the lines of ‘Pay off all the Bills on time and try to save whatever is left over.’ – Not very inspiring nor sound like much fun huh? Here I outline a simple way to change the way you look at and treat money. An efficient and practical way to manage and monitor your finances and get out of debt, which is also fun and if done consistently…the long term rewards will be extraordinary.

Below are the 7 ways you should be distributing your money. – If you can, setup 7 separate Bank Accounts for each specific use, otherwise 7 Jars, Boxes or any feasible containers will work just as well to get you started. Be sure to do this on a regular basis which you must maintain i.e. Either daily,weekly or monthly.

1. Investments:

Allocate 10% of your money to be put aside solely for Investing. Only ever use these funds to purchase Investments. These investments should either generate you ongoing ‘residual income’ or capital appreciation/growth i.e. sell on for a profit. Once you gather enough funds/capital, purchase the respective investment and then start building up again until you have enough for the next one and keep repeating the cycle. This is by far your most important fund as it this that will ultimately work towards achieving your Financial freedom/Independence.

2. Long Term Savings:

5% of your money should be allocated for ‘one off’ purchases such as Cars, Clothes, Home Furnishings, Home Improvement, Home Entertainment. This should also be used for Vacations abroad/long getaways.

3. Long Term Expenses:

Another 5% should be allocated for any ongoing small Debt, usually Credit Cards or small Personal Loans.

4. Necessities:

These are your major living expenses and thus 55% will be allocated to this; Mortgage/Rent, Car Loan, Utility Bills, Food, Petrol/Travel Expenses, Subscriptions…you get the picture…

5: Education:

10% of your money is to be allocated to your continuous learning of Financial intelligence and Personal Development. This is very important as you can never stop learning and improving yourself. This would include; Books, DVD/CDs, Seminars, Workshops, required Travel and Accommodation expenses, Training Material and so on…

6: Fun:

This is another important fund. Life as you know is too short and if you don’t treat/reward yourself every now and again along the way, it can feel very laborious and get very boring. – 10% of your money goes here and at the end of every week/month/quarter you must blow the whole lot on a treat of your choice e.g. your favourite restaurant, the theatre, spa treatment. – You are only limited by your creativity…The idea being that you really enjoy yourself and acknowledge that you have put money aside specifically for this, and you don’t feel guilty about it!

7: Charity:

Wealth is to be shared, 5% goes towards giving back to those more needy. You can either make this a regular contribution or save and build towards a large donation to charities/causes of your choice. – The more you give back, the more you will receive…

Please don’t presume you need a lot of money to start doing this either, because you do not…You can start with very small amounts, the importance is making it a habit. Even starting with a small amount, the law of compounding will slowly grow it into something substantial. Teach this to your kids from an early age and just watch how quickly their financial intelligence will grow as well as their fortune!



Source by Anthony L Wong

Safety Signs in Cars

Safety signs are used to provide information on safe driving both for passengers travelling in the car, or as warnings for other vehicles passing the car on the road. They are warning signs intended to avoid or reduce any potential danger while driving. Special colors and shapes have been associated to safety signs in general. RED is used for prohibition. BLUE is used for mandatory actions. GREEN is used for positive action. A TRIANGLE shape is used for warnings. RECTANGLES and SQUARES are used for emergency signs.

For passengers traveling inside the car, safety signs as stated below need to be observed:

· Buckle up for safety – This is an important message, as it has been proved that without using the seat belts many people have suffered serious injuries when involved in an accident.

· No smoking in this vehicle – Smoking in cars can harm other passengers via passive smoking. In most countries smoking in cars has been banned.

· Cell phone free zone – Talking on the cell phone while driving can distract the driver who then becomes oblivious to lurking dangers on the road. So as applicable to smoking, talking on the cell phone while driving is also not allowed.

· Watch your mirror for motorcycles – Two-wheelers have a habit of sneaking up on cars and are known to make sudden turns. So all car drivers should be alert to any two wheelers on the road.

· No speeding – Some drivers love to speed. While this may prove exhilarating for the driver, it could lead to an accident. Excessive speed when driving does not give the driver enough time to break in the face of potential danger. Here driving at impossible speeds is recommended.

· Get off my back – do not tailgate . Such warning signs are used when a new driver is at the wheel. Other drivers on the road need to realize that the driver is a novice and should not pressurize the driver by honking and driving bumper to bumper. In the case of a first-time driver an 'L' plate is also prominently fixed on the car so other vehicles provide the necessary courtesies.

· How's my driving – call . This sign is used when a vehicle belongs to a company and is in the hands of a driver employee. The company management would like their vehicle to observe all proper driving rules, especially on speed and overtaking. To ensure that the driver obeys such rules, this sign is put in the car, so any other vehicle on the road noticing the driver over-stepping, can call in a complain.

· Fire extinguisher – This sign is displayed to inform the car inmates that a mini fire extinguisher is stored in the car. In case of a fire, the extinguisher can be quickly accessed.

· Disabled sign – When a handicapped person is driving or present as a passenger in the car, a special disabled sign is displayed on the windshield. This sign also helps other drivers on the road to give the car special road driving courtesies.

If the above warning signs are fixed inside vehicles, and both people in the car as well as other drivers on the road observe them, many potential risks and dangers can be avoided.



Source by John A Denver

Car Rental and Insurance Excess Options

One of the most onerous and misunderstood aspects about car rentals today is the accident / insurance aspect of it. When you are renting a hire car the rental companies, almost without exception, will try, and sometimes very hard, to convince you that it is in your best interests to add on to the daily rental a collision damage waiver (CDW) cost. There are other names for it but they all mean exactly the same.

Firstly your common sense will tell you that if it is good for you, it can not also be good for the company at the same time. So, what goes on here? Well, most companies, because of their exorbitant insurance premiums are automatically forced to self insure their vehicles. That means that they bear any accident costs themselves and offset that with the "CDW". It is far cheaper for them to do this way way than pay the huge insurance premiums for every car. The CDW factor then does become extra profit for the companies in the main and that is why they seriously urge you to take it up. Incidentally, legally speaking, in Australia the precedents in law concerning accident liability is that it rests with the owner of the vehicle unless you are acting as an agent for the owner, and it would be very unusual for the hirer to be acting as an " agent "for the owner.

Therefore it does require a lot of consideration as to whether or not you pay the extra to reduce your liability. Emotionally it is far less stressful to take the excess reduction and not be driving around with a high excess that has been significantly inflated in order to convince you that the CDW is a good idea. Practically speaking though, it does not take long for the CDW costs to add up and amount to more than paying the excess in the unofficial event you have an accident. Therein lays the dilemma!

Many people are under the mistaken belief that their normal credit card insurance will cover them for any accident excesses. This is not always the case as in many instances you are not covered for the excesses if the car rental company has offered you excess reduction. This is a very important point and one in which you must be absolutely clear on with your credit card company insurance.

So when the time comes to make your car hire booking, all the afore said needs to be considered carefully and a decision made as to whether or not you will be taking the CDW. Rest assured the car rental company will be pressuring you, in their own interests, to avail yourself of their offer.

Now, when the inconvenience does happen and you are involved in a car accident, there are several things to consider. Firstly I would be approaching the other driver or drivers, regardless of who is at fault, with a view to obtaining their full particulars, including the name of their insurer. Apart from that you need their license number and be sure that it contains their current address. Of course a lot of things here will depend on the severity of the accident, the attitude of the other people and the locations of the accident ie is it a busy place and are you able to leave the cars at the scene? As soon as possible it is wise to contact the rental car company, taking careful note of who you spoke to and when, and seeking there requirements with regard to accident report forms, which are sometimes provided in the glove box of the hire vehicle. Of course the police need to be informed should the accident be serious enough, and unfortunately, this is not always easy to determine.

Most unfortunately along with the trauma of the accident you will probably now have to deal with several extremely competitive and aggressive tow truck drivers. Whatever happens under no circumstances should you allow them to touch your rental car unless you are directed to do so by either the police or the car hire company. All tow truck drivers / companies are paid a highly inflated rate for what is called a "police tow". This tow will absolutely have to be paid for by someone and that someone could be you. On top of that the tow truck driver / company also receives a commission from any panel beater that he delivers the car to with which he has an arrangement. The reason for his "keenness" to tow your vehicle! Once he has your car hire vehicle attached to his truck it is very difficult or impossible to get him to release the car.

From this point on you will need to work with the car rental company to sort through all the details and most importantly, what happens next! You will probably have to pay the excess at this point and then set about recovering it should you not have been at fault.

Good luck and hopefully this article has been of some help and not put you off car rental!



Source by Teresa Farren-Price