Car Rental and Insurance Excess Options

One of the most onerous and misunderstood aspects about car rentals today is the accident / insurance aspect of it. When you are renting a hire car the rental companies, almost without exception, will try, and sometimes very hard, to convince you that it is in your best interests to add on to the daily rental a collision damage waiver (CDW) cost. There are other names for it but they all mean exactly the same.

Firstly your common sense will tell you that if it is good for you, it can not also be good for the company at the same time. So, what goes on here? Well, most companies, because of their exorbitant insurance premiums are automatically forced to self insure their vehicles. That means that they bear any accident costs themselves and offset that with the "CDW". It is far cheaper for them to do this way way than pay the huge insurance premiums for every car. The CDW factor then does become extra profit for the companies in the main and that is why they seriously urge you to take it up. Incidentally, legally speaking, in Australia the precedents in law concerning accident liability is that it rests with the owner of the vehicle unless you are acting as an agent for the owner, and it would be very unusual for the hirer to be acting as an " agent "for the owner.

Therefore it does require a lot of consideration as to whether or not you pay the extra to reduce your liability. Emotionally it is far less stressful to take the excess reduction and not be driving around with a high excess that has been significantly inflated in order to convince you that the CDW is a good idea. Practically speaking though, it does not take long for the CDW costs to add up and amount to more than paying the excess in the unofficial event you have an accident. Therein lays the dilemma!

Many people are under the mistaken belief that their normal credit card insurance will cover them for any accident excesses. This is not always the case as in many instances you are not covered for the excesses if the car rental company has offered you excess reduction. This is a very important point and one in which you must be absolutely clear on with your credit card company insurance.

So when the time comes to make your car hire booking, all the afore said needs to be considered carefully and a decision made as to whether or not you will be taking the CDW. Rest assured the car rental company will be pressuring you, in their own interests, to avail yourself of their offer.

Now, when the inconvenience does happen and you are involved in a car accident, there are several things to consider. Firstly I would be approaching the other driver or drivers, regardless of who is at fault, with a view to obtaining their full particulars, including the name of their insurer. Apart from that you need their license number and be sure that it contains their current address. Of course a lot of things here will depend on the severity of the accident, the attitude of the other people and the locations of the accident ie is it a busy place and are you able to leave the cars at the scene? As soon as possible it is wise to contact the rental car company, taking careful note of who you spoke to and when, and seeking there requirements with regard to accident report forms, which are sometimes provided in the glove box of the hire vehicle. Of course the police need to be informed should the accident be serious enough, and unfortunately, this is not always easy to determine.

Most unfortunately along with the trauma of the accident you will probably now have to deal with several extremely competitive and aggressive tow truck drivers. Whatever happens under no circumstances should you allow them to touch your rental car unless you are directed to do so by either the police or the car hire company. All tow truck drivers / companies are paid a highly inflated rate for what is called a "police tow". This tow will absolutely have to be paid for by someone and that someone could be you. On top of that the tow truck driver / company also receives a commission from any panel beater that he delivers the car to with which he has an arrangement. The reason for his "keenness" to tow your vehicle! Once he has your car hire vehicle attached to his truck it is very difficult or impossible to get him to release the car.

From this point on you will need to work with the car rental company to sort through all the details and most importantly, what happens next! You will probably have to pay the excess at this point and then set about recovering it should you not have been at fault.

Good luck and hopefully this article has been of some help and not put you off car rental!



Source by Teresa Farren-Price

Traveling to Major Cities: Car Renting

When traveling to any area you may find that renting a car is the thing to do. Which makes sense since having a car after a flight is the best way to get around since you will not have to rely on public transportation or friends and family to take you everywhere. However, there are a few things that you should keep in mind when you are booking a car rental in any major city. For starters, if you want the best rate you should book online. In addition, if you want the best possible rate, then you should consider using a car for hire website that goes through all the possibilities, and gives you the best rate.

Secondly, another aspect to keep in mind is to watch for the hidden fees. Many times these car rental companies will charge extra fess for a larger car or they may charge fees such as those for using the car for a certain amount of miles, and so on. This is once again where car for hire companies come in handy. These companies allow for all the expenses that you will be charged to be upfront. This is a great piece of mind when renting a car that way you have no future surprises, such as owed hundreds of dollars more than you had planned, once you drop the car back off after your trip,

Another aspect to remember is to find a car rental company that allows you to drop off and pick up at different locations. Which is much harder than most people realize since many companies require that you drop off at the same place in which you picked up the vehicle up. This is a huge inconvenience for many people as the pick up location could be somewhere in which they are simply passing through on their way to another city. This is why the car for hire companies are the best companies to go to simply because they allow you to drop off at any of their locations. And these locations are throughout all of the major cities, usually located at airports. Which means that this is very convenient to those that do rent cars.

Always remember to go with a company in which you feel comfortable in going with. However, with so many people finally discovering car for hire companies, their reputation is only growing, so you can feel comfortable in renting with this company.



Source by Pramod Dadhich

10 Tips To Choose A Charter Bus Service

Are you planning to on around a new region with an organized group? If so, renting a good charter bus may be a good idea. It will be responsibility of the bus driver to take care of the transit so you can enjoy the spectacular views through the bus window. Given below are some tips to help you hire the best service.

1) Safety record

The company should have a good satisfactory record. For instance, in the US, the highest rating a service can get is “satisfactory”. So, it’s not a good idea to risk your trip or life by hiring a bad company.

2) Type of equipment

The bus should not be too old. Aside from this, make sure that the condition and the size of the bus is also satisfactory. Usually, these vehicles can carry up to 60 passengers. Moreover, they have a driving time limitation. The driver should complete the trip without crossing the time limit. Mostly, they should complete the trip within 10 hours. There should be relief drivers for legal completion of the tour. Ideally, it’s a good idea to opt for a charter bus hat has on-board restroom facilities.

3) Licenses

The company should have licenses for both the driver and the equipment. Apart from this, you may want to find out if there is a requirement for local permits.

4) Hygiene

Since there are going to be over 50 people on the bus, make sure there is proper arrangement to maintain hygienic conditions. There should be trash cans and restrooms in the vehicle.

5) Additional amenities

With a bit of research, you will come to know that not all service providers offer all the amenities you may need. Therefore, if you are after something special, we suggest that you ask the company manager before hiring the bus. After all, having extra amenities is an advantage.

6) Driver’s background

During your first meeting, make sure you ask questions about the driver’s background, such as their training, licensing, and experience. After all, you may not want to go with an inexperienced driver.

7) References

It’s a good idea to ask for references from the previous clients of the company you are going to hire the services of. The clients may give you a pretty good idea of how good the service is. Customers don’t lie, so you can count on them.

8) Emergency plan

In case of an emergency, make sure that the company has a solid plan in place. It’s better if you find out how they are going to react in an emergency. After all, you want to be on the safe side throughout your tour or trip.

9) Experience

Asking about the age of the company is also a good idea. A company that has been in business for over a decade speaks volumes about its reliability. Aside from this, you may want to know about the company executive as well.

10) Rates

Lastly, you should ask questions about the total cost that you would have to bear for the service. Make sure there are no hidden charges involved.

So, make sure you consider these tips before hiring a charter bus service.



Source by Shalini Madhav

Finding the Best Towing Service

If it turns out that you find yourself in a situation where you recently ran out of gas on a public road or if your car happened to break down when you were not at all expecting it, then there is a good chance that you will be needing to find a good towing service in your area. A towing service is basically when you call in a company and they bring a truck with towing capability to drag your car down to the nearest place where it can be fixed or where the problem can be resolved. It would definitely be a good idea for you to have the contact information of various towing companies in your area on hand at all times so that if an accident happens you will be able to call the company instantly so that the situation can be fixed in a short amount of time. It is always better to have that contact number on hand just in case, even if you do not think you will ever need to use it in the foreseeable future.

As you take the time to learn a little bit more about the various towing services that are out there you will find it easier to make the right choice. Once you find a company that you really like things will be a lot easier for you and you probably will not want to choose any other company, provided that your experience with this particular one turned out to be good. There are a great deal of towing companies out there and some of them service only specific areas. Make sure that you have the contact information of any towing companies that you may need during your travels, as would be the case if you went on a long trip. You do not need to over think things but it can certainly be helpful to have options like that available every now and then.

If you go out of your way to find a good towing company then it will be very easy for you to ask for help when it turns out that you need it. Towing companies provide people with a very helpful service because if your car happens to break down and you need to have it taken to the nearest mechanic as quickly as possible, this basically solves your problem altogether. Then there is the issue of finding a good towing company to remove a car from a place that happens to be your property. If someone parked there and you do not want that car to be there, then calling a towing company is something that you can consider doing.

As you can see, there are a lot of reasons to have access to a good towing company in your area because you will want to make sure that there are some options available to you in the event that you ever need to have your car towed or someone else’s car towed as well.



Source by Jesse M Alexander

Auto Repair: Know When to Repair a Windshield

When thinking of different things that keep us safe during a drive, we rarely even think about the windshield. But the truth is – the windshield of your vehicle is more important than you think. Anyone who has been driving for a long time would have come across this situation: a deferred or cracked windshield. Early drivers tend to ignore this because it does appear to be something that could cause any major damages to the vehicle or the driver. And you would postpone the repair until there is time and money to do this. But that time will never come. Getting your windshield fixed is an easy part of an auto repair. It is important and can be done even from home.

Cracked Windshield

The windshield is a two-layered laminated glass. This laminate is made of vinyl plastic which is very strong. The windshield accounts for nearly 20% of the strength of the car. It plays a major role in keeping you safe. With the advancement in technology, the process of placing the windshield has become a computer controlled process. It has been designed to work with the other safety devices in the car. For instance, the airbags need a sturdy bonded windshield in order to work correctly. Thus, it is important to get even a tiny crack on the windshield repaired. Ignoring it may put the life of the driver in danger.

AUTO REPAIR:

The costs for replacing the entire windshield costs $ 300 and repairing a crack or a chip in the windshield could cost around $ 100 or less. There are also many kits available for you to repair the windshield yourself. These kits can be purchased from Amazon and in large stores that sell auto parts such as Wal-Mart, Kmart, Sears, and AutoZone. The kit will consist of the adhesive seal, windscreen repair resin, curing film, pedestal and a safety razor. Once you have the kit, park your car in your garage or somewhere indoors. Use a pain to clear out any broken glass from the windshield and leave it to dry. The instructions on how to use the kit will be available with the package. If the directions are unclear, the best option is to take the car to an auto repair workshop.

Another consideration is your car insurance. If you carry comprehensive coverage, then windshield repair can be included in your coverage. Be sure to check your deductibles as this will be required to be paid first. In some states, there is no deductible for windshield damage, as it is considered a safety related repair.

At the end of the day, the important thing is that any windshield repairs are fixed immediately and you are no longer vulnerable to any potential accidents.



Source by Mike Jones