Would Having Cars That Drive Themselves Be a Good or Bad Idea?

Ever wondered whether you would always like to have control over your car or have it completely automated so that it drives itself? Would that be a good idea? Let’s dive into the discussion. Read on to find out.

Having a car completely automated would mean it will act as a robot in response to sensors and other activators. Would you like to give full control to your car and let it decide everything? Are you comfortable with the idea?

As for me, I am not. I would at least like to have control over my car via remote controls or something similar.

If my car drove itself, I wouldn’t be fully aware if it is responding correctly to sensors and activators all the time. I wouldn’t be aware of any problems it is facing until some damage or accident happens. So I am unwilling to take the risk especially if I am on a ride with my family.

What if a fully automated car could give me warning signs? The problem still exists in that whether I am able to fix the problem myself or even trace a gas station nearby. Again I am unwilling to take the risk and would like to have some control over my car.

It would be nice, on the other hand, to let all the burden of driving to my car itself. I would just have to give the instructions to the car and it would take me to my desired destination(s). It would be fun going on rides like that with friends and family as well but the pressure and worry would still be there at the back of my mind about the risks I have talked about earlier. So which type of car would you prefer?

Judging the pros and cons of having a car that drives itself, I have to conclude that it is not that great an idea. It is always great to let the glasses down and my hair down, be seated in the driver’s seat, look for traffic signals and carefully drive the car myself. I would like to have power over my beautiful car and actually drive it and enjoy.

Better still, a fully automated car should have the option of giving its control over to the owner of the car on the road so that he is able to guide it and actually drive it when things go astray. Having this option as well gives the owners of cars that drive themselves some level of relief, protection and safety.

What would be your opinion on this? Would you opt for a fully automated or partially automated version of your car? Think about it and I think you will agree with me.



Source by Rosina S Khan

Choosing a Top Online Casino

Choosing a top online casino is not easy because of the overwhelming number of casinos that are found on the internet. A player should first do a Google search by typing “top online casinos” and read the many reviews that have been written on such casinos. A top online casino would have a government approved license to run the casino as well as a 24/7 customer support department that you can contact incase of an emergency. It would also have an Interactive Gaming Council (IGC) logo on its site.

Protecting a player’s personal information should be one of the main concerns of an online casino. Top online casinos will always have the 128-Bit Secure Socket Layer (SSL) in their banking section to protect a player’s credit card information as well as other personal information. A top online casino should have reputable gaming software for its players to download. The best gaming software a casino has will also confirm that it offers its players good bonuses. Microgaming is the leaders in gaming software for online casinos. Top online casinos are usually the Microgaming online casinos because they offer amazing graphic and sounds in their games which makes a player feel that he is playing in a real casino.

The bonuses offered by these casinos are usually better than other virtual casinos on the internet. But Microgaming online casinos do not accept U.S. players. A top online casino will also offer a person free games to play to improve his skills at a game without having to wager any gambling money. A player should also take time to check the terms and conditions of the online casino. By doing so he will be aware of what are the restrictions on the bonuses offered and the wagering requirements of the bonuses, payout percentage of a game, etc.

It’s not difficult to find a top online casino if one remembers to take the time to check whether it has reliable software, has a government approved licensed and is also licensed and monitored by an accounting company, offers a 24 hour 7 day customer support system, and gives information of the companies financial background and payment structures.

But just as it is important in choosing a top online casino, it is also important that a player knows the rules of the game he plans to play. This will increase his chances of winning. One plus point of online casinos is that a lot of them will offer its players to play a few games for free to improve their skills before wagering any real money. A player new to online gambling will benefit greatly by playing free games.



Source by Aoureliou Televko

Travel Insurance Mexico

Mexico has been one of the most popular destinations for vacation, especially people from United State of America. There are also many businessmen who go to Mexico on a business trips. Be it business or vacation, the most important aspect of travelling is to be aptly insured.

The most common insurance policies to travellers, in particularly, drivers of their own vehicles are Mexico auto insurance, which provide insurance coverage for cars. Apart from automobile, health is another aspect, which is believed to be necessary. However, it is not exactly popular to travellers, mainly because many people felt that it is not really necessary. Another form of insurance coverage is travel insurance, a type of insurance product that provides coverage based on a list of stipulated unforeseen situations that resulted in suffering of monetary loss during your vacation.

Travel insurance is the most important thing you probably need to have because the likelihood of experiencing unforeseen and unfortunate events may be quite high. Technically, the reason why the chances are high is because you are in a foreign country where there are a number of things that you would not even be informed of. For example, if you have missed or delayed your flight due to natural disaster or even human factor like riots, workers go on strike or major public disorder, you will probably need to bear such cost if you do not happened to have a travel insurance policy. Another important component in a typical travel insurance policy is the coverage for loss of valuables. Mexico is not the safest countries to visit basically, so such availability of coverage in this aspect may be really assuring and helpful.

There are a few points to note with regards to travel insurance. First of all, it is to note that the travel insurance policy must be purchased locally, that is to say the country you belong to before you entered the country of visit. Secondly, it is important to take some time going through various insurance companies before buying one because you will have time to go through the policies in respect to their areas of coverage as well as their price in order to get the best deal. And lastly, it is also to note that buying travel insurance online is more cost effective and convenient. It is generally lower in price mainly due to lower operational cost and fierce competitions.



Source by Robert Mall

Cheap Car Insurance

Finding good car insurance can be very difficult. Here are a few tips:

  • Try a few different insurance companies. Companies are different. So are their prices. You may find that one company wants to charge you $1000/month for insurance and another will only charge you $400/month. You might be one of the lucky ones who only gets charged $30/month. Regardless of who you are, call multiple carriers even if the first quote you get appears to be low. You may find another company with a lower rate for you.
  • Talk to friends and family. Other people are just like you, they want cheap insurance too. Chances are, you know someone who has already called all over the place and can give you some good pointers on which car insurance companies were the cheapest for them. Remember, nobody likes to spend money on auto insurance.
  • Use the internet. The internet is a great place to find auto insurance. You can find out information about insurance companies, compare rates, get quotes, and shop around without leaving your house. There are also websites out there like 1carinsurance.org who have organized insurance company data and user data and will tell you which companies people are having success with in finding the best car insurance [http://www.1carinsurance.org] for them.
  • Get auto insurance quotes. Don’t just trust them. Get a quote. They’re free (or, if the quote isn’t free you know you don’t want to use that company). If you can get quotes from 6 or 7 different companies, you then have hard data to compare the companies against each other. You’re also pretty sure you’re going to get the lowest rate.
  • Try local companies. Often times people only think about the big auto insurance companies like Geico or Progressive. They don’t even look around their local communities for auto insurance companies that might exist. Often local companies can offer cheaper rates because they don’t have the large buracracy that larger companies have.

Just remember to shop around as you look for cheaper car insurance. The first company isn’t always the best.



Source by John Jonas

How To Get Even With Your Car Insurance Company In 10 Easy Steps – Part 1

How much do you pay for Car Insurance every year?

Eight hundred dollars a year? One thousand? Two thousand?

Whatever the amount you're paying now, you can slash that amount by more than 50% by simply following a few simple strategies.

Can you cut your car insurance costs by investing only 30 seconds of your time? No, that can not be done.

But if you're willing to spend 30 minutes today, this week, or next, I'll show you how to save up to $ 6,000 on your Car Insurance over the next 10 years.

Okay, here we go. Grab your Car Insurance statements page (the page in your policy that details all the coverage's you're paying for) and follow along. Make sure you take some notes. If you do not have your policy, or can not find it, call your car insurance company and get one – they'll send it to you pronto.

STEP 1 – Make sure you're getting all applicable discounts for your vehicles safety features, such as:

– Front, Side or Head Curtain Air Bags; – Automatic Seat Belts; – Anti-Theft Alarms or Tracking; – ABS or Traction Control …. and many more.

Think about the safety features you have …. and write them down.

STEP 2 – Review & Change Deductibles For Comp & Collision.

Most Car Insurance Policies have two deductibles – one for "collision" (you hit someone or someone hits you) and one for "Comprehensive" (all other damage or loss).

For both of these, have at least a $ 500 deductible – preferably a $ 1000 deductible.

Here's why – If you are currently paying a $ 100 – $ 250 deductible, you'll save up to 40% per year on your monthly premiums by moving it to $ 500. That means if you're currently spending $ 1,000 a year on insurance, you're going to get to keep $ 400 every year. If you jump to a $ 1,000 deductible, you could keep almost $ 600 extra a year in your pocket.

I can hear some of you saying, "Wow, a $ 1,000 deductible. That's a lot of money." Yes, it is.

So is paying $ 1,000 a year with that $ 100 deductible …. versus $ 400 a year with a $ 1,000 deductible.

The odds are in your favor – go with the $ 1,000 deductible.

STEP 3 – Review & Change Property Damage Liability.

Have you ever seen a $ 100,000 mailbox? Car Insurance Companies must have. Here's why ….

Property damage is not damage done to an automobile but rather "property" like a mailbox or a utility pole. So, why in the world would you need $ 100,000 dollars of coverage?

In most cases, almost 100% of all property damage claims can be taken care of with only $ 50,000 of coverage. So take a look at your policy to find out what you're currently paying for. And if you have little or no Net Worth, drop your coverage even lower – to $ 25,000 or your States minimum. You can find your States minimum by doing a Google search for "car insurance state minimums."

Here's what to look for on your policy – Many will have your liability coverage's listed like so – 50/100/100 – The first two numbers refer to bodily injury liability coverage. The 1st number is the dollar figure covered per person. The 2nd is the dollar figure per accident.

The 3rd number is the "Property Damage Liability." That's what you need to change. What does yours say?

STEP 4 – Review & Change Bodily Injury Liability.

Although Bodily Injury Liability Coverage is a must, almost all of us end-up overpaying for the coverage we need. This type of coverage specifically covers:

– Any and all occupants of an automobile, whether it's yours or someone else's; – Any and all occupants of another vehicle; – And Pedestrians

Your only goal with this type of coverage is to have just enough protection to protect what is yours …. in other words, your assets. And in order to protect your assets, you need to figure out what your Net Worth is – here's a well known site for calculating your net worth – http://www.kiplinger.com/personalfinance/tools/networth.html?

A great way to slash your premiums is to have no more in bodily injury liability than what your net worth is. Here's a common example of the coverage most people have – If your net worth is only $ 20,000 and you have $ 100,000 in coverage, you're throwing money away.

And if you have little, or negative net worth, just get the required State minimums. You'll need this info to get the lowest car insurance rates. Again, you can get to see your state minimums by Googling "car insurance state minimums."

Here's what to look for when trying to figure out how much coverage you have now. As I said earlier, most Policies today have your liability coverage's listed like so – 50/100/100 – The first two numbers (whatever they might be) refer to bodily injury liability coverage. In this example, there is $ 50,000 in coverage per person and $ 100,000 per accident.

What does your policy say? Are you paying more than your net worth? If so, change it.

STEP 5 – Review & Change Uninsured / Underinsured Motorist Coverage.

The uninsured / underinsured motorist coverage is a fantastic deal for car insurance companies …. and a lousy one for you. This premium alone can increase your auto insurance by a couple hundred dollars a year.

Most people think that uninsured / underinsured coverage is there to get your car repaired if it is hit by someone without insurance …. or someone with lousy insurance.

Wrong.

Any damage done to your car is already covered – by the premium you're already paying for collision.

First things first …. check your policy if your paying for uninsured / underinsured coverage now. If you are, Google "uninsured motorist state requirements" to see if your state requires it.

If it's not required by your State, cancel it.

If the State you live in requires require uninsured / underinsured coverage, make sure you have the absolute minimum required. These minimums are not advertised, change every couple of years and are very difficult to find. So, here's how you handle this.

Do a Google search for your State Department of Insurance, go to the "Contact Us" page, find a phone number, then call and ask what the minims are.

Do not try looking for it. Finding the minimums listed is almost impossible on most State Web Sites – they've buried it so deep you'll never find it. Just call your State Department of Insurance.

I know it's a bit of a hassle to get the info yourself. Yet relying on the Insurance Companies to give you the correct information is not very wise.

Next …. Part 2 of "How To Slash Your Car Insurance Costs In Ten Easy Steps."



Source by Here O'Leary